Payment policy

Effective Date: February 13, 2026

This document outlines the financial protocols and billing procedures for Moda Clothing. By completing a purchase on our website, you signify your agreement to the payment policies described herein.

1. AUTHORIZED PAYMENT METHODS

To guarantee a secure and efficient checkout experience, we utilize Stripe as our primary payment infrastructure. We currently accept the following methods:

  • Credit & Debit Cards: Visa, MasterCard, American Express, Discover, JCB, and Diners Club.

  • Mobile Wallets: Apple Pay and Google Pay.

  • Integrated Gateway Options: Any additional secure payment methods authorized via Stripe for the U.S. market.

  • Currency: All transactions are processed strictly in United States Dollars (USD).

2. TRANSACTION STANDARDS

  • Instant Billing: Full payment is required and authorized at the time of order placement.

  • Fulfillment Approval: Orders are only cleared for processing and shipment once the transaction has been successfully authorized by your financial institution.

  • Transaction Failure: If a payment is declined through the Stripe gateway, the order will be suspended or cancelled until a valid payment method is verified.

3. PRICING ARCHITECTURE

  • USD Listings: All prices on the Site are listed in USD. We reserve the right to modify pricing at any time without prior notice.

4. ADVANCED DATA SECURITY

Moda Clothing prioritizes your financial integrity through industry-leading security measures.

  • Encryption Protocols: We utilize SSL (Secure Sockets Layer) encryption in partnership with Stripe to protect your sensitive information.

  • Global Standards: We maintain full compliance with PCI-DSS security standards.

  • Privacy Assurance: We do not store or host full credit card numbers or sensitive financial data on our local servers; all such data is handled exclusively by Stripe.

5. DISPUTES AND REIMBURSEMENTS

  • Refund Issuance: Approved refunds are processed in accordance with our Refund & Return Policy and are credited back to the original payment method.

  • Billing Inquiries: For any discrepancies, please contact our support team at contact@themodaclothing.com We take unauthorized chargebacks seriously and will provide comprehensive documentation to banking institutions to resolve any disputes.

6. FRAUD MITIGATION

To protect our community, Moda Clothing and Stripe employ advanced fraud detection algorithms.

  • Risk Assessment: We reserve the right to decline any transaction flagged as high-risk or potentially fraudulent.

  • Order Verification: For high-value transactions, we may reach out for additional identity verification to ensure the security of the cardholder.

7. CONTACT INFORMATION

Store Name:  Moda Clothing 

Address:  4462 Vernor Hwy, Detroit, MI 48209, United States 

Email: contact@themodaclothing.com

Phone: +19176728684

Customer Service Hours: Monday-Friday, 9:00 AM - 5:00 PM (EST)

We will respond your email within 24 hrs (Mon–Fri) — weekend messages answered Monday.

 Please include your order number if you are contacting us regarding a specific purchase.